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Sadaqat's Group
In this Group: Sadaqat, Zarina Bibi, Shazia Toqal
A talented 41-year-old lady, Sadaqat makes paper envelopes to support her husband in his paper envelope-making and selling business. Her husband has several different contacts to whom he supplies his material and earns better profits.

Sadaqat is the mother of 3 sons. Her eldest son has a business of making artificial jewelry, while her second son is a butcher. Her third son is free nowadays.

Sadaqat has applied for a loan from Kiva partner Asasah for the further expansion of her husband's business. With the loan, her husband will buy paper and gum, in bulk, for making larger quantities of paper envelopes and increase his sales and profits. Her husband has been operating his business for the past 15 years and is hopeful that an investment will bring positive changes to his business and improve the living standard of the family as a result.

Note: In the photo, the lady raising her hand is Sadaqat.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 86.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sadaqat's Group's $700 loan helped a member to buy paper and gum for paper envelope-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 26, 2011
Nov 6, 2011
Currency Exchange Loss:
Oct 15, 2012