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Aida Eugenia
Aida Eugenia is 46 years old, married and has a child. She lives with her husband and with her 22-year-old son in the canton of Chillanes in the province of Bolivar.

The office of the communal bank LA VRC MONTE DE LOS OLIVOS is located in the parish of San José del Tambo, about 60 minutes away, and 14 members, both men and women, formed it. This area is known for the short cycle agriculture of corn, oranges and cocoa.

Aida works in agriculture growing corn, oranges and cocoa and buying and selling takes place in the canton of Chillanes. She is asking for a loan in order to buy seeds, agricultural supplies such as urea, herbicide, fertilizers, and weed killers to keep the crops in good condition.

The loan will be very helpful because she will be able to improve her quality of life. The challenges that are very frequent are competition and bug infestation. Her dream is that her son finishes his studies. She likes to spend her free time with her family.
View original language description ↓
Aida Eugenia tiene 46 años de edad es casada tiene un hijo, vive con el esposo y con el hijo de 22 años de edad en el Cantón Chillanes Provincia de Bolívar.

LA VRC MONTE DE LOS OLIVOS, se encuentra ubicada en la parroquia San José del Tambo a 60 minutos de la oficina conformada por 14 socios y socias. Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, naranja y cacao.

Aida se dedica a la agricultura a la siembra de maíz, naranja y cacao las compras y las ventas las realiza en el Cantón Chillanes. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque podrá mejorar la calidad de vida. Los desafíos que se le presenta muy frecuentes son: la competencia y las plagas. El sueño es que el hijo culmine los estudios.
En los tiempos libres le gusta pasar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Aida Eugenia to buy seeds, agricultural supplies such as urea, herbicide, fertilizers, and weed killers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 26, 2011
Oct 29, 2011
Currency Exchange Loss:
Dec 20, 2012