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Lucrecia Analia
Lucrecia Analía is 48 years old and living in a common law relationship. She has a daughter. She lives with her husband and 12-year-old daughter in Chillanes Canton, Bolívar Province.

The “Monte de los Olivos” communal bank is located in San José del Tambo Parish sixty minutes from this office. It has 14 members, men and women. This communal bank is dedicated to short cycle corn, orange and cocoa bean farming.

Lucrecia is a corn, orange and cocoa bean farmer. Her purchases and her sales take place in Chillanes Canton. She’s asking for the loan to buy seeds and farming supplies like urea, Matamonte [herbicide], fertilizer and weed killer to maintain her crops in good condition.

The loan will be very helpful because she’ll be able to improve her quality of life. The challenges she faces are frequent: competition and pests. Her dream is to buy a van to go out on family trips. In her free time she likes to play with her daughter.
View original language description ↓
Lucrecia Analía tiene 48 años de edad vive en unión libre tiene una hija, vive con el esposo y con la hija de 12 años de edad en Chillanes provincia de Bolívar.

LA VRC MONTE DE LOS OLIVOS, se encuentra ubicada en la parroquia San José del Tambo a 60 minutos de la oficina conformada por 14 socios y socias. Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, naranja y cacao.

Lucrecia se dedica a la agricultura a la siembra de maíz, naranja y cacao las compras y las ventas las realiza en el Cantón Chillanes. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.

El Crédito será de mucha ayuda porque podrá mejorar la calidad de vida. Los desafíos que se le presenta muy frecuentes son: la competencia y las plagas. El sueño es tener una camioneta para salir a pasear con la familia.
En los tiempos libres le gusta jugar con la hija.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lucrecia Analia to buy seeds and farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 26, 2011
Oct 29, 2011
Currency Exchange Loss:
Dec 19, 2012