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Edison Alcibar
Edison Acíbar is 33. He is in a common-law marriage and has one 12-year-old child; they live together in Chillanes, Bolivar province.

The Monte de los Olivos Communal Bank is located in the San Jose del Tambo parish, 60 minutes away from the office. It is made up of 14 members, male and female. The members of this group work in short-cycle agriculture, sowing corn, oranges, and cocoa.

Edison also works in agriculture, sowing corn, oranges, and cocoa. He buys and sells his products in the Chillanes Canton. He is requesting this loan for the purchase of seeds and agricultural supplies such as urea, herbicides, fertilizers, and weed-killer in order to keep his crops in good condition.

This loan will be very useful for him because it will allow him to improve his quality of life. Competition is a frequent challenge for him, as are pests. His dream is to continue working in order to be able to buy himself a house one day.
He likes to spend his free time with his family.
View original language description ↓
Edison Acíbar tiene 33 años de edad vive en unión libre tiene un hijo, vive con la esposa y con el hijo de doce años de edad en Chillanes Provincia Bolívar.

LA VRC MONTE DE LOS OLIVOS, se encuentra ubicada en la parroquia San José del Tambo a 60 minutos de la oficina conformada por 14 socios y socias. Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, naranja y cacao.

Edison se dedica a la agricultura a la siembra de maíz, naranja y cacao las compras y las ventas las realiza en el Cantón Chillanes. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.

El Crédito será de mucha ayuda porque podrá mejorar la calidad de vida. Los desafíos que se le presenta muy frecuentes son: la competencia y las plagas. El sueño es seguir trabajando para algún día comprarse una casa.
En los tiempos libres le gusta pasar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Edison Alcibar to buy seeds and agricultural supplies such as urea, herbicides, fertilizers, and weed-killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 26, 2011
Oct 29, 2011
Currency Exchange Loss:
Dec 19, 2012