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Jose Jorge
Jose Jorge is 31 years old, single, with no children, and lives with his mother in Chillanes canton, Bolivar province.

The “Monte de los Olivos” (Mount of Olives) communal bank is located in San Jose del Tambo parish, some 60 minutes from our office, and is composed of 14 members, male and female. Its members are dedicated to agricultural work on the short cycle. They sow corn, oranges and cacao.

Jose too is dedicated to agriculture. He plants corn, oranges, and cacao, and does his buying and selling in Chillanes canton. He is requesting a loan to buy seeds and agricultural inputs such as urea, herbicides, fertilizers, and weed killer to maintain his plantings in good condition. The loan will be a great help because buying these inputs and seeds without problems will improve the quality of the harvest.

Challenges very frequently occur, including competition and crop plagues. Jose's dream is to continue working to be able to acquire another loan for a larger sum to obtain more land.

In his free time, Jose likes to practice sports, especially soccer.
View original language description ↓
José Jorge tiene 31 años de edad es soltero no tiene hijos vive con la madre en el cantón Chillanes provincia de Bolívar.
LA VRC MONTE DE LOS OLIVOS, se encuentra ubicada en la parroquia San José del Tambo a 60 minutos de la oficina conformada por 14 socios y socias. Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, naranja y cacao.
José se dedica a la agricultura a la siembra de maíz, naranja y cacao las compras y las ventas las realiza en el Cantón Chillanes. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque se podrá mejorar la calidad del producto comprar los insumos y semillas sin ningún probL..
Los desafíos que se le presenta muy frecuentes son: la competencia y las plagas. El sueño es seguir trabajando para poder adquirir otro préstamo pero ya el monto más alto para comprar más terreno.
En los tiempos libres le gusta practicar el deporte en especial el futbol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Jorge to buy seeds and agricultural inputs such as urea, herbicides fertilizers, and weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 26, 2011
Oct 29, 2011
Currency Exchange Loss:
Nov 20, 2012