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Merlinda is 53 years old. She is a widow with four children.

Merlinda works hard to provide for her family. She runs a sari-sari (variety) store in the Philippines and requested a 15,000 Philippines pesos loan through NWTF to buy more items to sell.

Merlinda has borrowed and repaid seven loans from NWTF before this loan. She has been running the sari-sari store for 25 years and also earns an income from farming sugarcane.

Merlinda aspires to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 422
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Merlinda to buy more items to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Nov 5, 2011
Currency Exchange Loss:
Aug 15, 2012