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Update on Lena

Lena continues as a member of one of Asociación Arariwa's community banks, in Cusco. She continues selling beauty products through catalogs.

Lena's previous loan went very well and she was able to make good profits. For this reason, she would like another loan as they help her a lot.

Lena needs this loan to buy more merchandise such as perfumes, rings, lipsticks, etc.

Lena is grateful for the opportunity that she is being given and pledges to make her repayments according to schedule.
View original language description ↓
Lena sigue participando en uno de los bancos comunales de la Unidad de Micro finanzas de la Asociación Arariwa de la ciudad del Cusco. Lena sigue dedicándose a la venta de productos de belleza mediante catálogos.

Lena con el anterior crédito le fue muy bien y pudo obtener buenos beneficios y por ese motivo desea otro préstamo pues le ayuda mucho.

Lena requiere el préstamo para comprar más mercedaria como por ejemplo perfumes, anillos, lápiz labial y otras cosas más.

Lena se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Previous Loan Details

Lena is 44 years old and lives in the beautiful city of Cusco, Peru. She has been a member of Arariwa's “Patrón de San Sebastián” community bank for a long time. Lena is a single mother since her partner abandoned her and her two children. She is a hard-working and enterprising woman since she... More from Lena's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Lena to buy more merchandise such as perfumes, rings, lipsticks, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 25, 2011
Nov 14, 2011
Currency Exchange Loss:
Mar 15, 2012
This photo was used before for a previous loan for Lena. It was first posted on Kiva on Nov, 2010. Learn More