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Maria Emperatriz

Update on Maria Emperatriz

Maria Emperatriz continues to be a member of the communal bank "Qorichaska del Cusco" in the Arariwa Association's microfinance unit in the city of Cusco. She sells shoes for a living and travels to the city of Trujillo to buy products. Sometimes she receives goods by mail.

Her previous loan worked well for her and she was able to earn a good profit, so now she wants to request a new loan to buy merchandise such as shoes.

Maria Emperatriz is very grateful for this opportunity and committed to paying back the loan on time.
View original language description ↓
Maria Emperatriz sigue participando en el banco comunal “Qorichaska del Cusco” D. la Unidad D. Micro finanzas D. la Asociación Arariwa D. la ciudad del Cusco. Maria Emperatriz sigue dedicándose a la venta D. zapatos, ella tiene que vijar a la ciudad D. Trujillo a comprar sus productos y en otras oportunidades le envían mercadería.

Maria Emperatriz con el anterior crédito le fue muy bien y pudo obtener buenos beneficios y por ese motivo desea otro préstamo pues le ayuda mucho.

Maria Emperatriz requiere el préstamo para comprar más mercedaria como por ejemplo zapatos.

Maria Emperatriz se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Previous Loan Details

Maria Emperatriz is 46 years old and lives in the beautiful city of Cusco, Peru. She has been a member of Arariwa's “Patrón D. San Sebastián” community bank for a long time. Maria Emperatriz is married and has two children. She is an out-of-work teacher who currently works selling shoes, cloth... More from Maria Emperatriz's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria Emperatriz to buy merchandise such as shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 25, 2011
Oct 28, 2011
Currency Exchange Loss:
Mar 15, 2012
This photo was used before for a previous loan for Maria Emperatriz. It was first posted on Kiva on Nov, 2010. Learn More