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Enriqueta Del Carmen

Update on Enriqueta Del Carmen

Enriqueta del Carmen has been running a general store for 27 years, and it has been her source of income to cover expenses. She has always been responsible and paid back her loans on time. She also works as a street vendor. The majority of friends, neighbors and family seek her out because of her good prices. She plans to use the loan to buy shoes, cosmetics and clothing.
View original language description ↓
Enriqueta Del Carmen tiene su pulpería desde hace mas de 27 años, que tiene este medio de vida. La necesidad de sufragar los ingresos necesarios ella ha sido una persona responsable y ha demostrado el pagar sus cuotas de manera puntual. Ella realiza sus ventas de manera ambulante y en su vivienda en donde la mayoría de amigos, vecinos y familiares saben lo que ofrece pues tiene precios accesibles. El motivo del crédito es para la compra de calzado, cosméticos, ropa en general entre otros.

Previous Loan Details

Enriqueta Del Carmen is dedicated to selling shoes and runs a general store. She is a very responsible person and enjoys her activity very much. She started up this business 26 years ago with her own funds and has always liked to work and generate her own income. She works from 7 am to 10 pm e... More from Enriqueta Del Carmen's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Enriqueta Del Carmen to buy shoes, cosmetics and clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Oct 28, 2011
Currency Exchange Loss:
Nov 15, 2012
This photo was used before for a previous loan for Enriqueta Del Carmen. It was first posted on Kiva on Nov, 2010. Learn More