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Ayiwiwe Group
In this Group: Florence , Lucie Sissingbé, Bilikissou
AYIWIWE is a group of three friends. The group’s representative is Florence (whose hand is raised in the photo). Florence is 35 years old and married to a man named Didier. The couple have three dependent children who go to school. Florence lives with her husband and their children. The couple handle together the various household responsibilities.

Florence left school at the primary level. In order to deal with some of her responsibilities, she started selling kitchen utensils and jewelry three years ago through the distribution system. She buys her stock in Benin and in Togo.

Eager to meet her customers’ needs, increase her working capital and strengthen her business, Florence is seeking a first loan from ALIDé together with the other members of AYIWIWE. This credit will help them to better meet customer demand and increase their profits.
AYIWIWE est un groupe de trois personnes qui sont des amies. La représentante du groupe, Florence(dont la main est levée sur la photo), est âgée de 35 ans. Florence est mariée à un certain Didier. Le couple a trois enfants, tous scolarisés et à leur charge. Florence vit ensemble avec son mari et ses enfants. Le couple assure ensemble les diverses charges de la maison. Florence a arrêté l'école au cours primaire. Pour faire face à ses différentes charges, Florence vend depuis trois ans, des ustensiles de cuisine et des bijoux par le système de distribution. Florence s’approvisionne au Bénin et au Togo. Dans la quête de la satisfaction de sa clientèle et en vue d’augmenter son fonds de roulement et de renforcer son activité, Florence sollicite un premier crédit auprès de ALIDé, ensemble avec les autres membres du groupe AYIWIWE. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 469.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ayiwiwe Group's $500 loan helped a member to buy kitchen utensils and jewelry for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Nov 16, 2011
Currency Exchange Loss:
Jun 15, 2012