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Camilo Lorenzo
Camilo Lorenzo, 41, is married and has three children who are 22, 10 and 8 years old. He lives with his wife and children in Ventanas Canton, Los Ríos Province.

The “Dulce Sentimiento” communal bank is located in Recinto Caimito II, Puerto Pechiche Parish belonging to Pueblo Viejo Canton. This communal bank’s members are short cycle corn, rice and pigeon pea farmers.

Camilo is a corn, rice and pigeon pea farmer. His purchases and his sales take place in Ventanas Canton. He’s asking for a loan to buy seeds and farming supplies like urea, Matamonte [herbicide], fertilizer and weed killer to maintain his crops in good condition. The loan will be very useful because he’ll be able to acquire the supplies.

The challenges he faces are very frequent: competition, pests and bad weather. His dream is to be able to make the effort to save up money to provide his family with a good economic stability. In his free time he likes to work even harder.
View original language description ↓
Camilo Lorenzo tiene 41 años de edad es casado tiene tres hijos de 22, 10 y 8 años de edad, vive con la esposa y con los hijos en el Cantón Ventanas Provincia de los ríos.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Camilo se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el cantón Ventanas. Solicita el Crédito para comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque se podrá adquirir los insumos.
Los desafíos que se le presenta muy frecuentes son: la competencia, las plagas y el mal tiempo. El sueño es poderse esforzar para reunir dinero y poderles brindar a la familia buena estabilidad económica.
En los tiempos libres le gusta esforzarse en el trabajo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Camilo Lorenzo to buy seeds and farming supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 24, 2011
Oct 27, 2011
Currency Exchange Loss:
Aug 22, 2012