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This is 44 year old Massa. She is divorced and has five children. She has two additional dependents who live with her. They help her elder sister and assist in schooling.
In 2005, Massa established her provisions and drinks business. She started by selling drinks and then provisions. Working six days a week and ten hours a day. She earns about Le 1,000,000 every month from this business.
She would like a loan in the amount of Le 5,000,000. Massa has already received and successfully repaid 4 loans. She requires this new loan in order to buy drinks and provisions, such as milk, sugar, margarine, tea, coffee etc, for her business. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,420.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Massa to pay for drinks and provisions, such as milk, sugar, margarine, tea, coffee etc, for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Nov 2, 2011
Currency Exchange Loss:
Feb 15, 2012