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Tegemeo Group
In this Group: Zuwena, Ibrahim, Ummy, Yasin, Said, Salehe, Mohamed , Ziada, Upendo, Emily, Aisha, Colletha, Johari, Janeth*, Hamisi*, Laurence, Festo
* not pictured
Zuwena, who is in her early 30s, is married with four children. Three of her children go to school and one is a baby. She has been a food vendor since 2007. She works from 5:30 am to 6:00 pm daily and is able to make a fair monthly profit.

This will be her 1st loan from Tujijenge Tanzania, which she wants to use to increase her food stock, buy a refrigerator, and improve the location where she sells her goods (e.g. put in floor tiles). Her dream is to one day be able to build her own house.

She will share this loan with her loan group "Tegemeo", which has a total of 17 members who will hold each other accountable in paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,785.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tegemeo Group's $4,100 loan helped a member to increase her food stock, buy a refrigerator, and improve the location where her goods are sold.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 26, 2011
Nov 25, 2011
Currency Exchange Loss:
Apr 17, 2012