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Claudia Carolina
Claudia, age 30, lives in the Santa Lucía village in the Cortes department. She lives with her life partner of eight years, Alan. They have two children, ages one and six. The oldest child goes to school. Both adults work selling dairy products in order to support the family.

The pair sells dairy products and “chicharrones” (fried pork rinds) in an itinerant manner. She offers a wide variety of dairy products to her customers. Cheese, fresh white cheese, curds, and butter are among the products that they sell. They work every day out of financial necessity. They hope that with their efforts they will be able to get their children ahead. They also hope to give them a better life and an excellent education.

With her first loan Claudia managed to increase her customers, and some of them started to buy from her exclusively. With the current loan for 13,000 lempiras she will buy supplies for the dairy products and the chicharrones in order to be able to expand her inventory.

Their work is difficult without having their own car. However, the pair will devote themselves to working a lot in order to get ahead. In the very near future they hope to have a fixed location where they can sell their products.
View original language description ↓
La señora Claudia tiene 30 años de edad y vive en la aldea de Santa Lucía en el departamento de Cortes. Vive con su pareja de 8 años, Alan y tienen dos hijos de 1 y 6 años de edad. El hijo mayor asiste a la escuela. Ambos adultos trabajan en la venta de lácteos para sustentar a la familia.

La pareja vende lácteos y chicharrones de forma ambulante. A sus clientes, les ofrece una amplia variedad de lácteos, entre ellos: queso, quesillo, cuajada y mantequilla. Trabajan todos los días por necesidad económica. Ellos esperan que con su esfuerzo, van a poder sacar adelante a sus hijos y darles una mejor vida y una excelente educación.

Con su primer crédito, Doña Claudia logró aumentar su clientela y algunos empezaron a comprar exclusivamente de ella. Con el préstamo actual de L13,000, ella va a invertir en los insumos de los lácteos y los chicharrones para poder expandir el inventario. Su trabajo se hace difícil sin tener un coche propio, pero la pareja va a dedicarse mucho a su labor para salir adelante. En un futuro muy próximo, esperan tener algún local fijo donde pueden vender sus productos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Claudia Carolina to buy supplies for the dairy products and the chicharrones.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Oct 28, 2011
Currency Exchange Loss:
Mar 15, 2012