A loan of $975 helped a member to buy milk, bread, eggs, oil, canned goods, etc.


Union De Cabecera Group's story

The Unión de Cabecera village bank is a group of hardworking, responsible women. They all have businesses in which they invest their loans. Angela will invest in her general store, Flora will buy chickens and pigs, Manuela will buy corn to sell every afternoon, Victoria will invest in her stationer's shop, Concepción will buy chickens, Sandra will invest in her little sweets shop, and Silvia, the leader of the group, will invest in her general store.
The group chose its name because union is like the friendship between the members.
At this time, the group leader is Silvia. She is 32 years old and has been married for 12 years to Alfredo, who has a law practice. Together they have three children: Mariela, ten years old, who is in fifth grade; Leisy Kena, four, who is in preschool; and Karla, who is one year old.
Silvia has a general store, and is requesting this loan to buy milk, bread, eggs, canned goods, soft drinks, water, juice, soups, beans, rice, and other things she needs. She almost always buys what people consume the most, which is food. She has had her store for six years already.
Her problem is that there's a lot of competition, and in order to retain her customers and even acquire more, she knows she has to offer the best prices and have the best selection in stock.
Silvia's goal is to fix up her shop, giving it a fresh coat of paint, and to lower her prices to gain customers, since that's what people are looking for.
"I am grateful to Frac and the support it gives us. We are very happy to be working with an institution."

In this group: Angela , Silvia, Flora , Manuela, Victoria , Ma Concepcion, Sandra

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Translated from Spanish by Kiva volunteer Andrea Rosenberg


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