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Las Hormiguitas Group
In this Group: Bania Liseth, Mydia, Ofelia Esther, Marylin Keyla, Graciela, Veronica Patricia, Rosa Esther
Bania has been selling salchipapas (fried sausages and potatoes) and hamburgers for two years. Her customers are her husband's co-workers, who are mostly drivers and fare collectors on local buses.

In fact, it was her husband who encouraged her to set up that business, due to the fact that his co-workers eat a lot of those foods. Before, she used to sell another type of product, and it was with her savings that she was able to buy a small food cart, indispensable for this type of business.

She can't complain, as it's going very well. Sometimes her customers ask her for extra meals, which means extra earnings. This has allowed her to have a few home comforts. Now she is saving for the future, because she wants to set up a food business in her house. With the loan she receives, she will buy a tank of gas and soft drinks for her business.

Bania is the secretary of the "Las Hormiguitas" (The Ants) group; an odd name they chose because they are very hard-working.

*Note: In the photo, Bania is the sixth of the ones standing, and is wearing a brown sweater.
View original language description ↓
Son 02 años que Bania se dedica a la venta D. salchipapas y hamburguesas sus consumidores son los colegas D. su esposo que son en su mayoría choferes y cobradores D. transporte público, en realidad fue su esposo quien la animo a poner ese negocio debido a que sus colegas son grandes consumidores D. esos alimentos, antes ella vendía otro tipo tipo D. productos fue con sus ahorros que pudo comprarse un carrito sanguchero indispensable para este tipo D. negocio, no se pueD. quejar le va muy bien sus clientes algunas veces le piden comidas extras lo que le implica ganancias extras, esto le ha permitido tener algunas comodidades en su hogar para vivir cómodamente, ahora está ahorrando para el futuro porque quiere poner un negocio D. comidas en su casa, con el préstamo que recibirá comprara un balón D. gas y gaseosas para su negocio, Bania es secretaria del grupo “ LAS HORMIGUITAS” nombre peculiar que escogieron porque son muy trabajadoras.

*Bania es la 6ta D. las paradas esta con chompa marrón.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Hormiguitas Group's $1,525 loan helped a member cOMPRA DE UN BALON DE GAS Y GASEOSAS To buy a tank of gas, and soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Oct 27, 2011
Currency Exchange Loss:
Mar 15, 2012