El Limoncito Group
Update on El Limoncito GroupThe “El Limoncito” [The Little Lemon Tree] group is maD. up of nine enterprising and responsible women. The group renewed its loan again. Maria Elena didn't participate this time but there is a new member named Maribel.
Maribel is 35 years old and married to José, who works in the fields. They have 5 children. Miriam is 15, and couldn't go to school anymore due to a lack of money. Luis Manuel is 13 and in high school, Álvaro is 11 and in sixth graD., Isaac is 9 and in fourth graD., and Maribel is 8 and in second graD..
Maribel is a housewife and her activity is raising sheep. She has 2 years experience doing this and at this time has 5 sheep at her house. This time she has asked for the loan to buy 2 or 3 more sheep, since she wants to have more. She also remarks that is there is enough, she will also buy fodder, D.-worming medicine and vitamins.
Her only problem is when the animals get sick because they can die but this time she will do everything to avoid that happening again. One goal that Maribel has is for her children to finish their studies and for her daughter Miriam to go back to high school. She also wants to own her own house.
"Thanks to the loan, we have been able to get ahead and more than anything, our quality of life has improved and it's all thanks to FRAC and KIVA"
Maribel tiene 35 años D. edad está casada con el señor José quien trabaja en el campo, juntos han procreado 5 hijos, Miriam D. 15 años D. edad ya no pudo seguir estudiando por falta D. dinero, Luis Manuel D. 13 años que esta en la secundaria, Álvaro D. 11 años esta en sexto año, Isaac D. 9 años pero se encuentra en cuarto grado D. primaria y Maribel D. 8 años segundo D. primaria.
La señora Maribel es ama D. casa, su actividad ganadera es criar borregos en la actividad lleva ya 2 años D. experiencia por el momento en casa tiene 5 borregos esta vez ha solicitado el crédito para comprar 2 o 3 borregos mas ya que quiere llegara tener mas también comenta que si le sobra comprara pastura, desparacitantes y vitaminas.
Su único problema que tiene es cuando los animales legan a enfermar ya que se llegan a morir pero esta vez hará todo lo posible para que no le vuelva a pasar.
Una meta que tiene doña Maribel es que sus hijos terminen D. estudiar y que su hija Miriam vuelva a estudiar la prepa, también desea llegar a tener su propia casa propia.
"Gracias al crédito hemos podido salir adelante y mas que nada nuestra calidad D. vida ha mejorado y todo gracias a FRAC y KIVA"
Previous Loan DetailsThe "Limoncito" group is located opposite a large reservoir. People fish there in the mornings and the reservoir also serves the purpose of supplying water to fields of crops. They are irrigated fields. The Limoncito group obtained a loan to invest in their businesses. There are nine women in... More from El Limoncito Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid