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Imaculate is 38 years old and lives in the town of Nebbi in the Arua region of Uganda. She is married and has five children, with four of them currently in school. For the past four years, Imaculate has been working hard to manage her mini supermarket, which sells food ingredients, cosmetics and basic items.

To help expand her business, Imaculate has requested a loan of 2,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy new kinds of food items for resale, and will help Imaculate to generate greater profits and improve her family's welfare. Imaculate hopes that in the future she will be able to grow the business into a bigger supermarket.

Imaculate is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Imaculate who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 93
    View loans »
    Uganda Loans Fundraising
  • $33,590,725
    Funds lent in using Kiva
  • 2,715.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Imaculate to buy new kinds of food items for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Oct 30, 2011
Currency Exchange Loss:
Nov 15, 2012