Zenah has been a farmer in Kitale, Western Kenya for the past 20 years and also works as a teacher. She currently produces maize and poultry for the local market. She is married and has seven children who are all adults except the last one who is still in school.
Zenah has made a request for a loan from Juhudi Kilimo of 50,000 Kenyan Shillings (KES) to purchase more poultry and boost her poultry business. This is her second loan from Juhudi Kilimo. She is optimistic about poultry farming and says it will help her provide for the basic needs of the family and make life much better.
She sees stiff competition for the poultry business as a challenge but is hopeful she will succeed all the same. She also appreciates Juhudi Kilimo's services to small holder farmers.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.