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She was born in Gaza. She is 25 years old, single and the mother of two children who don't attend school. She lives with her family in a house she owns. She is also responsible for her sister-in-law who lives with her. She is able to save some money every month because she gets help from her husband.
She moved to Maputo along with her uncle and soon she joined the Ministry of Defense. She is a police officer in the district of Namaacha. She earns an income which she uses to pay for home and construction expenses.
This is her first loan with Hluvuku. It is for 15.000mt, which she intends to use to purchase construction supplies for her house (cinder blocks, stone and cement) so that she can finish her construction project.
She is confident that she will make the repayments before schedule in order to obtain more loans. Her main goal is to advance in her studies and to be able to raise her children.
View original language description ↓
Nasceu em Gaza tem 25 anos de idade é solteira mãe de 2 filhos, não vão a Escola. Vive na casa própria com sua familia e responsabiliza se pela sua cunhada que vive com ela em sua casa. Consegue poupar um valor mensal porque conta com ajuda do seu marido.

Muda se para Maputo na companhia do tio e de seguida incorporada no Ministerio da Defesa. É policia afecta no Distrito de Namaacha auferindo um valor que aplica nas dispesas da casa e da sua obra.

Este é seu primeiro empréstimo com Hluvuku no valor de 15.000.00mt com o qual pretende comprar material de construção da sua casa( blocos pedras e cimento) para concluir a sua obra. Esta confiante que vai reembolsar antes do tempo previsto para aceder a outros empréstimos. Tem como objectivo principal aumentar os estudos e poder formar seus filhos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,097,125
    Funds lent in using Kiva
  • 26.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Silgenia to purchase construction supplies for her house (cinder blocks, stone and cement).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 28, 2011
Currency Exchange Loss:
Feb 15, 2013