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Anselmo was born in the city of Maputo, located in the province of the same name, in southern Mozambique. He is married and has 5 children, 4 of whom attend school. He attended school through high school but stopped due to a lack of financial resources. He owns the home where he lives with his family and he also supports his parents by sending them money for expenses.

He has worked in the Ministry of Justice in the Boane District for more than 13 years and has a salary of 7.857.00mt monthly, which he uses for household expenses and saves a bit in his bank account (BIM).

He previously had a loan in other banks (BIM) which he used to start construction and he paid it without any difficulty. Later he learned about Hluvuku through a colleague who is also a client. This is his first loan with Hluvuku, in the amount of 20.000.00mt, which he will use to purchase construction materials for his home (window frames, panes, cement, textured paint, beams, etc.) in order to continue construction. He promises to make payments on time. In the future he plans to finish his home and will request additional loans from Hluvuku for that purpose.
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Nasceu na cidade de Maputo, Provincia de mesmo nome, sul de Moçambique, casado e pai de 5 filhos dos quais 4 frenquentam a Escola. Fez o nivel medio e parou por falta de condicoes financeiras. Vive na casa propria com a sua familia e sustenta seus pais enviando dinheiro para dispesas corentes.

Trabalha no ministerio da Justica afecto no Distrito de Boane ha mais de 13 anos e tem um salario de 7.857.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Ja teve emprestimo noutros bancos (BIM) distinados para inicio da sua obra e pagou sem dificuldades, mais tarde conheceu a Hluvuku atravez de um colega que tambem é cliente desta instituição. Este é o seu primeiro emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de construcao da sua casa (janelas, vidros, cimento, tinta areia, barrotes e outros) para dar continuidade com a construcao da sua obra.
Compromete se a pagar devidamente e no futuro pretende concluir a sua casa e para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 62
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 26.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Anselmo to purchase materials to build his home (windows, panes, cement, textured paint, beams, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 30, 2011
Currency Exchange Loss:
May 19, 2013