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This is 48 year-old Fatu. She is married to a driver and has a 32-year-old child. In 2006, Fatu established her cooking utensil business after dropping out of school due to the lack of financial support from her parents. Women were not encouraged to further their education at that time, so her alternative was to start doing business. She started trading in local produce and was able to save 40,000 SLL which she used to purchase household utensils to sell from home. Within the year, she rented a stall in town and last year she was able to rent a shop to display her stock in larger quantity. Fatu works 11-hour days seven days a week and earns about 1,000,000 SLL each month. Her major business challenges are transportation costs and foreign exchange.

Fatu is requesting a 4,000,000 SLL loan to purchase pans, flasks, drinking buckets, stoves, food containers, and iron charcoal. She has successfully repaid a previous loan. Fatu hopes that her loan will enable her to increase her monthly profits by approximately 300,000 SLL. In the future, she plans to build a house and a store outlet to have her own business premises. Fatu thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,402.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Fatu to purchase utensils, stoves, and home products to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Oct 29, 2011
Currency Exchange Loss:
Jul 16, 2012