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This is 42-year-old Mohamed. He is married and has six children age 21, 18, 15, 9, 6 and 2 years. Five are school-going children.

In 1991, Mohamed established his ready-made clothing business. He began his business by selling cola nuts and later changed to articles. Currently, he is selling clothes. Working seven days a week and 10 hours a day, he earns about 1,953,000 SLL every month from this business.

He would like a loan in the amount of 4,500,000 SLL. Mohamed has already received and successfully repaid one loan, and now he requires a new loan in order to purchase jeans: 15 dozen @ 300,000 SLL.

He hopes that this loan will enable him to increase his monthly profits by approximately 250,000 SLL.

In the future, Mohamed plans to open a shop; he also has plans to educate his children up to university. This loan will help him to generate more income. He is straightforward and hard-working business man. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,402.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Mohamed to purchase jeans for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Oct 29, 2011
Currency Exchange Loss:
Sep 15, 2012