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Jenny Group
In this Group: Jenny Alejandra, Viviana Elizabeth, Estela Maruja
This group is made up of three hard-working women. Jenny is the group's president. She is an entrepreneurial, cooperative and cheerful person. Jenny is 22 years old, single, and lives with her 7-month-old daughter. She lives in the city of Ibarra, the capital of Imbabura province, in the north of Ecuador.

Jenny works from home buying and selling cosmetics. This helps her to provide for her daughter. This is the first loan that Jenny has requested from Fodemi and she will use it to buy perfumes, deodorants and creams to increase the products she sells in her business so that she can make more sales and more income.

Jenny's dream is to have a large cosmetics business and to use the profits that she makes to continue supporting her daughter and provide her with the best in life.
View original language description ↓
Este grupo se conforma de tres mujeres trabajadoras, de este grupo Jenny es la presidenta ya que es una persona emprendedora, colaboradora y alegre. Jenny tiene 22 años, es soltera y vive con su hija de 7 meses de edad. Recide en la ciudad de Ibarra que es la Capital de la Provincia de Imbabura en el Norte de Ecuador.

Jenny trabaja en su casa en la compra-venta de cosméticos que le ayuda para mantener a su hija. Es el primer crédito que le solicita a Fodemi el mismo que va a ser utilizado en la compra de perfumes, desodorantes, cremas para incrementar los productos en su negocio y poder obtener mas ventas y mejores ingresos económicas.

Su sueño es poder tener un negocio grande de cosméticos y con las ganancias que tenga poder seguir manteniendo a su hija y darle lo mejor.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Jenny Group's $1,200 loan helped a member to buy perfumes, deodorants and creams to increase her sales.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 10, 2011
Oct 26, 2011
Currency Exchange Loss:
Jul 15, 2012