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Sra. Carmela is a member of the Communal Bank “Virgen de Las Mercedes” which is located in the District of Huayllabamba, Urubamba Province, Department of Cusco.

She is 33 years old, married, and has three children. Carmela divides her time between her daily activities and her business of raising animals such as pigs and chickens. After the animals are grown and fattened, they are sold at the different fairs throughout Urubamba. Carmela works from 7am to 5pm. Through this business, she is able to grow her enterprise. She is requesting a loan to buy animals at wholesale, such as chickens and pigs.

Carmela is happy with the loan and promises to complete her payments.

View original language description ↓
La socia pertenece al banco comunal “VIRGEN DE LAS MERCEDES”; El banco está ubicado en el distrito de Huayllabamba, perteneciente a la provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Carmela; ella tiene 33 años de edad y es casada y tiene 3 hijos; La socia alterna sus actividades diarias con el negocio de crianza de animales como chanchos y pollos, ella los hace engordar y crecer y luego los vende en las diferentes ferias que existe en Urubamba, la socia trabaja desde las 7:00 a.m hasta las 5:00 p.m, por medio de este negocio la socia quiere ampliar el negocio de crianza de animales. La socia solicita el préstamo para comprar animales como gallinas y chanchos al por mayor.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Carmela to buy chickens and pigs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 21, 2011
Oct 27, 2011
Currency Exchange Loss:
Mar 15, 2012