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Margarita is a member of the Communal Bank “Nueva Esperanza de Ollantaytambo” (New Hope of Ollantaytambo) and the members conduct their meetings every 30 days in the city of Ollantaytambo, Urubamba Province, Department of Cusco.

She is 54 years old and was born in the city of Ollantaytambo. Margarita lives in the city where she was born and now conducts her business activities. Her main business is selling beverages such as beer, sodas, wine, rum, and mineral water. Margarita has been in this business for 15 years and has done very well thanks to the effort she puts into her work. She is taking this opportunity to request a loan so that she can buy more merchandise such as beer, sodas, and mineral water.

Margarita appreciates and values this loan, so she promises to complete her monthly payments.

View original language description ↓
Margarita pertenece al banco comunal “Nueva Esperanza De Ollantaytambo” y las reuniones de las socias del banco comunal son cada treinta días en la ciudad de Ollantaytambo de la provincia de Urubamba del departamento del Cusco.

Margarita tiene 54 años de edad y nació en la ciudad de Ollantaytambo, ella vive en la misma ciudad donde nació y donde realiza sus actividades económicas. Su actividad económica principal de Margarita es la venta de bebidas como por ejemplo cerveza, gaseosas, vinos, rones y agua mineral. Ya son 15 años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo.

En esta oportunidad Margarita requiere el préstamo para comprar más mercedaria como por ejemplo cerveza, gaseosas y agua mineral.

Margarita agradece y valora el préstamo y se compromete a cumplir con el pago de sus cuotas mensuales.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Margarita to buy beer, sodas, and mineral water.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 24, 2011
Oct 26, 2011
Currency Exchange Loss:
May 15, 2012