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Manana lives in the village of Misaktsieli, Kartli Region. She is 50 years old. She is married and lives with her family: husband Ioseb and three daughters (26, 25 and 20 years old). The younger daughter is a student.

The family earns a living through agriculture. They have three milk cows and a calf. Manana produces cheese and yogurt and sells it in the village on weekends. Along with the dairy farm, the family owns a greenhouse, with the area of 300 sq meters. In fall and winter months the greenhouse is used for greens growing and in spring and summer, tomatoes are grown there. The family sells harvested products locally to the greengrocery retailers. Total average monthly income of the family is 1100 Laris (approximately $660 USD).

Manana requested credit for renovation of the greenhouse. It needs urgent renovation, as is already old and can’t keep the needed temperature. When Manana and Ioseb fix it, they will count on a good harvest of greens this fall and winter and sell it for a good price.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Manana to purchase materials for greenhouse renovation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 5, 2011
Nov 4, 2011
Currency Exchange Loss:
Jun 15, 2012