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Chanthy, 37 years old, is working in a garment factory with her husband and each earns $3 per day. The couple has two children, both are working in the factory and each earns $3 per day. Every month, she has to spend $77 on food, $5 on electricity, $25 on rental fees, and $10 on other expenses.

She would like to request a loan of $1200 to buy coal to sell. The loan will help her family to have a new career that can earn more income to support the family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chanthy to buy coal to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Nov 4, 2011
Currency Exchange Loss:
Feb 15, 2013