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Serafina is 46 years old and married with seven children. For the past two years, she has owned and operated a business planting and harvesting taro. Serafina joined SPBD in 2010 to gain access to financial services and this will be her second loan. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral.

Serafina is requesting a 1500 WST loan to purchase general farm supplies and equipment. She plans to use the profit from her business (estimated to be 600 WST or 250 USD per week) to improve the general living conditions of her family.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Serafina to purchase farm supplies and equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 28, 2011
Currency Exchange Loss:
Nov 27, 2012