A loan of $1,100 helped to buy clothes, sheets, towels, etc.


Mercy Jacqueline's story

In the city of Portoviejo, capital of Manabí, known for many years as the City of the Royal Tamarinds, the members of the Alfa communal bank meet every two weeks. Mercy, 31, lives here. She’s married and has three children who are 12, 10 and 8 years old. The oldest goes to secondary school and the younger ones go to elementary school. Her husband is a security guard.

In order to earn a bit and help her husband cover household expenses she has several activities. From Monday through Saturday she works in a clothes store in the city but at night and on her days off she sells clothes, sheets, towels, etc. on credit and collects payments every two weeks. She buys her merchandise in the store where she’s employed because they give her a good price. She’s been in business about two years and does quite well.

She will use this loan to buy more merchandise like clothes, sheets, towels, etc. She’s been in the communal bank for three cycles and likes it because the loans have helped her enlarge her business. Her dream is to have her own store.

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Translated from Spanish by Kiva volunteer Polliz


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