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Alafia A Group
In this Group: Fatmata , Jariatu , Rugiatu , Yeabu, Aminata
In the photo are members of the “Alafia A” group. They are small-scale businesswomen based in Waterloo, a small-town in Western Sierra Leone, near Freetown. “Shine on Sierra Leone” partnered with SMT to start a branch in this town specifically to help mothers of school-aged girls. This is the first loan these entrepreneurs are accessing from SMT/Kiva lenders. With this loan, they will be able to expand their businesses, make more profit and consequently improve their standard of living.

The leader of this group is Fatmata. Fatmata is age 55. She was born in Freetown, Sierra Leone's capital city, but she is currently residing in Waterloo, together with her husband and 5 children. Her husband is a social worker. Two of her children are attending primary school and 3 are in secondary school.

For more than 20 years now, Fatmata has been a businesswoman. She sells palm-oil, gari (fast food made out of cassava roots), rice, etc. With her share of this loan, she is going to expand her business by buying the above-mentioned items at wholesale to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,400.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Alafia A Group's $575 loan helped a member to buy palm-oil, gari, rice, etc, at wholesale to add to her current stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 27, 2011
Currency Exchange Loss:
Oct 20, 2012