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James is a 30-year-old single man who is living with his mother and two sisters. James graduated from Vocational school.

James is the breadwinner of his family since the death of his father nine years ago. He is responsible for generating income for his family. Besides working in a private company, James is also running a rental room business to generate more income for his family. He has four old rooms that are constructed of palm branch walls, a zinc roof and a cement floor. The business is located 200 meters from his residence.

James is planning to renovate the rented rooms but he does not have enough money to do so. Therefore, he is seeking a loan amounting to IDR 10,000,000. Through the loan, James would like to purchase building materials such as zinc, cement and sand to repair the rented rooms. James is hoping that TLM will assist him with the loan.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 78
    View loans »
    Indonesia Loans Fundraising
  • $5,747,225
    Funds lent in using Kiva
  • 8,873.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped James to purchase building materials such as zinc, cement and sand to repair his rental rooms.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Oct 27, 2011
Currency Exchange Loss:
Dec 15, 2011