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Gayane earns a living by selling school and office supplies, and is applying for a loan to expand her business by buying a larger variety of items to sell to her customers. Demand for her products has been strong, and she believes that this loan will increase her income and allow her to provide a better life for her husband and her two sons, both of whom are in school.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gayane to buy more school and office supplies to sell to her customers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Nov 4, 2011
Currency Exchange Loss:
Jun 23, 2015