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Lien's Group
In this Group: Lien , Thanh
Lien is 35 years old with 3 children who are in high school. They live in Phu Man village. Joining SEDA's credit program in 2010, she received a loan of 5,152,000 VND to open her small grocery store. Her business is running quiet well. It generates a profit of 150.000 VND. This income helps her a lot in managing her family's lifestyle. In the process of repayment, she is always in a good situation. As group leader, she will encourage other members in her group to complete their repayment punctually.

Thanh is 46 years old with 2 children. She is a farmer and focuses on growing rice and raising chickens and pigs. For this new loan cycle, she requires a loan of 7,392,000 VND.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 61
    View loans »
    Vietnam Loans Fundraising
  • $16,983,500
    Funds lent in using Kiva
  • 20,950.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Lien's Group's $725 loan helped a member to buy more kinds of products to meet the demand of customers.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 28, 2011
Currency Exchange Loss:
Oct 15, 2012