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Lan is 24 years old with two children living in Phu Man village. Her husband is a carpenter. Therefore, they opened a wood workshop to make wooden furniture in 2006. Through a neighbor, she learned about SEDA's credit program in 2009 and obtaining more capital to expand her workshop. She can achieve 4,000,000 VND of profit from this kind of business. Regarding her last loan, she received 6,944,000 VND that she used for maintaining her cutting machine. To meet more and more orders from her customers, she hopes to have a loan of 8,736,000 VND to buy more wood.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 59
    View loans »
    Vietnam Loans Fundraising
  • $16,987,050
    Funds lent in using Kiva
  • 20,950.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Lan to buy more wood.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 27, 2011
Currency Exchange Loss:
Oct 15, 2012