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Juana Gliceria's Group
In this Group: Juana Gliceria, Maria Francisca, Julia
Julia, Maria, and Juana have been members of the community bank “8 of September” for one year. They are all from the district of Acosvinchos, which is one hour away from the city of Ayacucho. In their community bank they have learned to save, how to manage their businesses, and to work in unity with the other associates.
Julia is 33 years old. She lives with her partner and two young children. For the past three years Julia has been selling food staples such as rice, flour, and sugar. She also sells fruits and vegetables
Maria is 30 years old. She is married and has five children. Maria, together with her husband, have a workshop where they make doors, windows, and fix bicycles. They have had this business for the past four years.
Meanwhile, Juana is 41 years old. She is married and has three children. Juana owns a store where she sells food staples.
Julia, Maria, and Juana need loans of 900, 600, and 600 soles (3 soles = $1), which they will invest in buying rice, pasta, tuna fish, milk, beer, soft drinks, and bicycle repair parts.
One of the most important parts of the community bank is the interest earning savings account each associate receives. Julia, Maria, and Juana plan to use their savings to pay for any emergency that comes up, to buy a piece of land, and to pay for their children’s education. Their dreams are to own a home, see their business progress, and that their children will be professionals.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $63,829,350
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juana Gliceria's Group's $725 loan helped a member julia, Maria, and Juana need loans of 900, 600, and 600 soles (3 soles = $1), which they will invest in buying rice, pasta, tuna fish, milk, beer, soft drinks, and bicycle repair parts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 20, 2008
Feb 5, 2008
Currency Exchange Loss:
Aug 20, 2008