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Juanita is 58 years old and single. She is a resident of Quezon City, Philippines. She owns a variety store where she sells groceries such as canned goods, condiments, milk, sugar, and primary commodities that are needed in every household. She enjoys running her store that provides for her daily needs and expenses.

Juanita earns money by getting supplies at wholesale prices and selling by the piece. She is also involved in the direct selling business and rug making. These businesses allow her to have additional income.

Juanita's store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

Juanita is requesting a loan for 22,000 PHP, which she will use to buy more groceries and other products that will accommodate the demands of her customers. More items displayed at the store helps her to attract more customers and increase her profits, which will help her save money for her future.

Juanita hopes that her business will grow and become more successful. She dreams of having her own bakery that will enable her to extend help to her family who are in need. She is active in attending the weekly fellowship* as the words from the Bible inspires her to be stronger and also allows her to grow more spiritually.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Bible, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 334
    View loans »
    Philippines Loans Fundraising
  • $66,038,225
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Juanita to purchase grocery items and other products for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 27, 2011
Oct 27, 2011
Currency Exchange Loss:
Apr 15, 2012