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Gemma is 47 years old, married with three children, resides at Bagakay, Ozamis City, Misamis Occidental, Philippines. Gemma owns a sari-sari store and sells goods in order to earn money for their daily needs. Every month, Gemma earns 5,000 PHP and she's been in this business for three years. Gemma requested a loan of 25,000 PHP to purchase goods for her sari-sari store. She's been a member of GDMPC for almost a year.

Gemma's future plan is to widen her sari-sari store's inventory and have her children finish their studies.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Gemma to purchase goods for sari-sari (variety) store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 18, 2011
Oct 27, 2011
Currency Exchange Loss:
Sep 15, 2012