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Gladis is 48 years old, married, and currently lives with her husband and children. She plans to use this loan to buy pigs to fatten. She has a suitable location for raising the pigs and, furthermore, she has been working with these animals for several years. She would like to invest in buying some pigs which she will later sell in the local market. Her goal is to make profits with which she will make her loan repayments and also improve her financial stability and her family well-being.

This is the first loan that Gladis has received from FUDECOSUR. She has not received previous loans from state banks but FUDECOSUR have offered her this loan with better terms and a much lower interest rate.
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Gladis, tiene la edad de 48 años, está casada y vive con sus hijos y su esposo actualmente. Ella pretende con el crédito realizar la compra cerdos para engordarlos. Ella cuenta con el local apto para la explotación adecuada de cerdos, además ella a trabajo con estos animales desde varios años atrás por lo cual quiere invertir comprando unos para luego venderlos al mercado de la localidad. Ella tiene como meta generar las ganancias para salir adelante con los pagos del crédito y mejorar cada día su estabilidad económica y su bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,789,625
    Funds lent in using Kiva
  • 508.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gladis to buy pigs to fatten.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 22, 2011
Oct 23, 2011
Currency Exchange Loss:
Jul 18, 2013