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Niyonkuru K1 Group
In this Group: Esther, Francine, Chantal, Francoise, Violette, Jeanne, Josephine, Therese, Emmanueline, Liberathe, Janviere*, Fabiola, Asterie, M Goreth, Mireille*, Solange, Colette, Jacqueline, M Claire, Aline, Elite, M Jeanne
* not pictured
Thérèse is a 46-year-old retailer who lives in Gatumba, in Bujumbura. She sells a range of food products such as oil, salt, sugar, onions, rice and beans. She has been in this business for nine years. Before starting this business, she was a civil servant. She has an A2 diploma in technical subjects. She is married to Gordien, a driver/mechanic and they have two children who are in school. Thérèse is also responsible for two orphans from her immediate family and she covers their school fees.

This Kiva loan for 200,000 Burundian francs will allow her to increase her capital and buy large quantities of food products (oil, salt, sugar, onions, rice and beans) to re-sell in order to make large profits and thereby increase her savings.

Thérèse is a member of the Niyonkuru 1 community bank.
View original language description ↓
Thérèse est une commerçante âgée de 46ans qui habite la Commune Gatumba de la Mairie de la Ville de Bujumbura. Elle vend divers produits vivriers comme l’huile, le sel, le sucre, les oignons, le riz, le haricot depuis 9 ans. Elle était fonctionnaire de l’Etat avant de commencer cette activité. Elle est détentrice du Diplôme A2 en Technique. Elle est mariée a Gordien, un chauffeur mécanicien et ont ensemble 2 enfants qui étudient. Elle prend aussi en charge 2 orphelins de parente proche et assure pour eux les frais de scolarité.

Le crédit Kiva de 200,000 francs burundais qu’elle obtient lui permet d’augmenter son capital pour acheter de grandes quantités de produits vivriers (l’huile, le sel, le sucre, les oignons, le riz, le haricot) à revendre afin de réaliser de grands bénéfices et ainsi accroitre ses économies.

Elle est membre du groupe communautaire« NIYONKURU 1».

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burundi

  • $600
    Average annual income
  • 5
    View loans »
    Burundi Loans Fundraising
  • $4,929,275
    Funds lent in using Kiva
  • 1,218.0
    Burundi Francs (BIF) = $1 USD

Success!! The loan was 100% repaid

A portion of Niyonkuru K1 Group's $4,100 loan helped a member to increase her capital and buy large quantities of food products (oil, salt, sugar, onions, rice and beans) to re-sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 17, 2011
Oct 22, 2011
Currency Exchange Loss:
May 22, 2012