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Walter Delio Del Carmen
48-year old Walter lives with his wife and children in the community of San Carlos in Costa Rica’s second province, Alajuela. The area has the country’s highest production of coffee and sugar cane as well as growing staples such as rice, beans, and maize, fruit, vegetables, and root crops. The province is also home to the Juan Santamaría International Airport, the most important in the country.

For several years now Walter has wanted to make some changes to his house. So he is now seeking a loan of 300,000 colones to buy construction materials so he can repair the infrastructure and extend the laundry room, and in this way provide his family with a better quality of life. He wants to have a more serene life, with his children living more comfortably and in nice surroundings.

Walter is a member of the Empresa Community Bank of San Francisco, one of the fifty member organizations of EDESA in Costa Rica. He wishes to continue developing both on a personal and economic level, and to participate actively in the organization of loans in his community.
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Walter tiene 48 años de edad y vive con su esposa e hijos, en una comunidad llamada San Carlos, la cual pertenece a la segunda provincia de Costa Rica, Alajuela. En una zona donde se ocupa el primer lugar nacional en la producción de café y azúcar de caña. Produce además granos básicos (arroz, frijoles, maíz), frutas, legumbres, tubérculos y hortalizas. Y en esta provincia está ubicado el Aeropuerto Internacional Juan Santamaría, el más importante del país.

Desde hace varios años que Walter quiere hacer unos cambios en su casa.

Actualmente Walter está solicitando un micro crédito de ¢300.000 (trescientos mil colones) para poder comprar materiales de construcción, para asi arreglar la infraestructura de su hogar y ampliar el cuarto de pila. Con esto el espera darle una mejor calidad de vida a su familia, ya que su deseo estar más tranquilo, que sus hijos vivan más cómodos y tengan un techo digno.

Walter es socio de la Empresa de Crédito Comunal de San Francisco, una de las 150 organizaciones socios de EDESA en Costa Rica. Continuara creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 507.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Walter Delio Del Carmen to extend the laundry room.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 28, 2011
Currency Exchange Loss:
Nov 15, 2012