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Lubov is involved in sales of women's clothing at the "Maloimuschikh" market in the town of Berdyansk, where she lives with her adult son. Lubov sells socks, underwear, stockings and such. This merchandise is always sold fast, never sits on the shelf and is in constant demand. Lubov has been working in this business field for ten years. Her revolving capital amounts to 15,000 hryvnia. Lubov plans to use the 12,000 hryvnia loan to expand the merchandise assortment and to refill her revolving funds. She wants to buy the merchandise at a low price and successfully sell it, thus, providing herself with an opportunity to expand her business further. Lubov can be characterized as a consistent and thorough entrepreneur. She always treats her customers politely, finds the right approach to them, and this undoubtedly makes people more likely to buy the above-mentioned merchandise.
View original language description ↓
Любовь занимается торговлей женской одеждой на рынке «Малоимущих» в городе Бердянске, где она проживает со своим взрослым сыном. Любовь продает носки, трусы, колготы и т.п. Такой товар всегда быстро реализуется, долго не залеживается и пользуется постоянным спросом. Любовь работает в этой сфере бизнеса уже 10 лет. Ее оборотный капитал составляет 15 000 гривен.

Любовь планирует использовать кредит в 12 000 гривен для того, чтобы увеличить ассортимент товара и пополнить оборотные средства. Любовь хочет закупить товар по низкой закупочной цене и удачно его реализовать, предоставив себе самой возможность расширять бизнес дальше. Любовь можно охарактеризовать как постоянного и последовательного предпринимателя. Она всегда вежливо относится к покупателям, находит к ним правильный подход и это неизменно располагает людей приобретать вышеуказанный товар

Пометка: история на РУССКОМ языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Lubov to expand the assortment of merchandise and refill revolving capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Oct 21, 2011
Currency Exchange Loss:
Sep 15, 2012