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Zaripa's Group
In this Group: Zaripa, Sonaiym, Mamasali
Zaripa, 34, is the leader of this group. She is married with three young children and is involved in livestock breeding and retail of milk products, while her husband, along with thousands of fellow countrymen, is abroad in search of a better source of income.

Zaripa devotes all her time to taking care of her livestock by taking it to pastures early in the morning, and watering and feeding it throughout the day. She seeks much support from her mother in taking care of the children while Zaripa is at work. Currently she owns a cow and calf and is actively involved in generating milk worth 200 Kyrgyzstan soms (KGS) per day. The target customers are small grocery stores located nearby and confectioner’s shops. In fact, Zaripa’s business is a continuation of long-cherished family heritage of livestock that is highly valued in local culture.

Her monthly income is 3,000 soms, with the additional income of 10,000 soms received by her husband, which has helped to make house improvements like renewing all rooms. Zaripa hopes to further develop her business successfully with the help of this loan from Kiva lenders, which she plans to spend on a purchase of food for livestock.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 40
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 45.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zaripa's Group's $900 loan helped a member to purchase feed for livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 26, 2011
Currency Exchange Loss:
Sep 15, 2012