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Hiyam is a 51-year-old widow, working in selling men's, women's and children's underwear and sleeping suits since 2009, to make her own living. Hiyam insisted to improve her living since her husband passed away. She is a hard-working woman with a very good reputation. Her shop is attracting customers, since she presents her merchandise in a talented way. Hiyam is requesting a loan from Kiva partner "Al Majmoua" in order to increase her autumn/winter sleeping suit collection highly requested at this time from her customers. Hiyam is experiencing micro credit for the first time and hopes that it will help in expanding her business more and more in the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 127
    View loans »
    Lebanon Loans Fundraising
  • $18,193,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hiyam to increase her autumn/winter collection.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 26, 2011
Oct 26, 2011
Currency Exchange Loss:
Jan 15, 2013