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Lucila, age 51, lives in Gracias, Lempira. It is one of the poorest departments in Honduras. She has four children, ages 20, 21, 29, and 35. She now lives with the two youngest. Lucila is a single mother and a very hard-worker. She has always tried to get her family ahead.

Two and a half years ago Lucila started her business of making and selling corn tortillas. Seeing that there was no tortilla business in the community, she took advantage of that fact to start one. She requested a loan for 5,000 lempiras from ODEF in order to start her tortilla business.

She managed her payments for her first loan well. Then she requested two more loans. Now she is requesting her fourth loan with ODEF to buy corn. It is the main ingredient she uses to make the tortillas.

Lucila works hard for 12 hours a day making tortillas to satisfy her customers’ demand. She hopes that her business continues growing in order to be able to invest her earnings in her minor children’s education.
View original language description ↓
La señora Lucila tiene 51 años de edad y vive en Gracias, Lempira, uno de los departamentos más pobre de Honduras. Tiene cuatro hijos de 20, 21, 29 y 35 años de edad. Actualmente vive con los dos menores. Lucila es madre soltera y muy trabajadora. Siempre ha tratado de sacar a su familia adelante.

Hace dos años y medio, Lucila comenzó su negocio de elaboración y venta de tortillas de maíz. Viendo que no había tortillería en la comunidad, ella aprovechó para abrir una. Solicitó un préstamo de L 5,000 con ODEF para empezar la tortillería. La señora manejó bien los pagos de su primer préstamo y luego solicitó dos prestamos siguientes. Ahora está solicitando su cuarto préstamo con ODEF para la compra de maíz, el ingrediente principal en la elaboración de las tortillas.

Lucila trabaja duro 12 horas al día haciendo tortillas para satisfacer la demanda de su clientela. Ella espera que su negocio siga creciendo para poder invertir las ganancias en la educación de sus hijos menores.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $9,873,575
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Lucila to buy corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Oct 21, 2011
Currency Exchange Loss:
Jun 16, 2012