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Gbenondou Agla Group
In this Group: Christine, Pulchérie, Constance Marie, Martine, Rosine, Cécile Ayaba, Raphata, Emilienne, Véronique, Eugénie, Lydia Deby, Marguérite, Kamaria, Atifatou, Séraphine, Valérie, Pierrette, Hortense, Adèle, Jeanne, Monique, Tranquilline, Marie-Laure, Bernadette, Juliette G
GBENONDOU AGLA is a group made up of 25 people, whose representative is named Valérie (with hand raised in the photo). Most members of the group live in the same neighborhood in Benin. With the goal of increasing their operating capital, the group is requesting its first loan through ALIDé.

Valérie is 33 years old and married to a mechanic named Damien. The couple has two children, both in school and under their care. Valérie did not attend school. For the last eight years or so, she has been selling onions and charcoal out of her home; this helps her pay her children's expenses without much difficulty. Valérie buys her products in a city in Benin. This first loan will allow her and the other members of the GBENONDOU AGLA group to increase their business activities and grow their customer base and income.
GBENONDOU AGLA est un groupement constitué de vingt cinq personnes et dont la représentante (celle qui a la main levée sur la photo) est nommée Valérie. La plupart des membres du groupement résident dans le même quartier au Bénin. Dans le but d’augmenter leur fonds de roulement, ce groupement sollicite pour la première fois, un crédit auprès de ALIDé. Valérie est âgée de 33 ans et est mariée à un mécanicien du nom de Damien. Le couple a deux enfants, tous scolarisés et à leur charge. Valérie n’a pas fréquenté l’école. Il y a huit ans environs, Valérie vend des oignons et du charbon de bois à son domicile ; ce qui lui permet d’assurer sans grande difficulté les charges de ses enfants. Valérie achète ses produits dans une ville du Bénin. Ce premier prêt permettra certainement à Valérie et aux autres membres du groupe GBENONDOU AGLA, de rehausser le niveau de leur activité et d’accroître leur clientèle et leur revenu.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 477.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Gbenondou Agla Group's $3,400 loan helped a member to buy bags of charcoal and onion.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Nov 1, 2011
Currency Exchange Loss:
May 15, 2012