Check out some available loans that are similar to this one!
Nonvignon 2 Group
In this Group: Bernadette, Leontine, Olive Colette, Severine, Gisele, Bernadette, Tohossi, Pascaline, Julienne, Bernadette, Adele, Bernadette, Viwoutou Justine, Célestine, Chantal, Aimée
NONVIGNON 2 is a group made up of sixteen people all living in the same neighborhood in Benin. This is the second time that the group has requested a loan through ALIDé, in order to increase their business activity and better respond to their customers' needs. The group representative, named Bernadette, has her hand raised in the photo. Bernadette is 53 years old and lives in a city in Benin. She is a widow with two children, both of whom have had an education, and one of whom is still under her care. Bernadette lives with the child still under her care and pays for all his expenses.

Bernadette had very little formal education. For about twenty years, she has been selling different types of fabric through a distribution system. This business has helped her to meet her expenses and those of the child still under her care. Bernadette buys her stock in a market in Benin. This loan will help her and other members of the NONVIGNON 2 group to grow their businesses and increase their profits and income.
NONVIGNON 2 est un groupement composé de seize personnes qui vivent toutes dans le même quartier au Bénin. C’est la deuxième fois que ce groupement sollicite un crédit auprès de ALIDé, afin d’élever le niveau de leur activité et de mieux répondre aux exigences de leur clientèle. La représentante du groupement du nom de Bernadette est celle qui a la main levée sur la photo. Bernadette est âgée de 53 ans et vit dans une ville du Bénin. Bernadette est une veuve ayant deux enfants, tous scolarisés, dont un n’est plus à sa charge. Bernadette vit avec l’enfant qui lui reste à charge et assure seule ses différentes charges. Bernadette a très peu fréquenté l’école. Depuis une vingtaine d’année, Bernadette vend des tissus de différentes sortes par le système de distribution. Cette activité lui génère des revenus l'aidant à ainsi subvenir à ses besoins et à ceux de l’enfant à charge. Bernadette s’approvisionne dans un marché du Bénin. Ce crédit permettra certainement à Bernadette et aux autres membres du groupement NONVIGNON 2, de rehausser leur activité et d'accroître leur chiffre d'affaire et leur revenu.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 477.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nonvignon 2 Group's $3,475 loan helped a member to buy fabric.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Nov 1, 2011
Currency Exchange Loss:
Aug 15, 2012