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Cosmos is a married man with six school-going children. His wife is a business woman who contributes to the provision of the family's basic needs. He owns a house with neither electricity nor piped water. His greatest monthly expense is school fees for his children.

Cosmos has operated a retail shop for the past four years. In addition, he also runs a motorcycle transportation business. His potential clients are his friends, neighbors and passers-by. He faces a major challenge of seasonality. He dreams of expanding his shop to a wholesale shop in the future.

With this loan for Kshs 60,000, Cosmos wants to purchase bags of sugar and maize flour for his shop. He decided to join Yehu Microfinance because they charge low interest charges.

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

About Kenya

  • $1,800
    Average annual income
  • 487
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 100.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Cosmos buy sugar and flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2011
Oct 25, 2011
Currency Exchange Loss:
Aug 15, 2012