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Mrs. Ly is a 58-year-old from Reussey Keo commune, Phnom Penh City. Since her husband passed away, she is a responsible and hard working mother of two children.

To pursue a better living, she is in the business of selling fish in mobile markets. She typically makes an income of about $5 USD each day from this business. One of her children, 28 and a single woman, also helps support the family by working as a garment factory worker in a local area. She usually gets her salary in monthly payments.

Currently, Mrs. Ly’s house was damaged partially by the weather. She plans to repair it with her savings, which are inadequate. She has requested a loan from HKL, one of Kiva’s partners, in the sum of $800 USD. She’ll use the loan to fix her house and will use the remaining funds as capital for buying more fish.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ly to fix her house and use the remaining capital for buying more fish.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Nov 3, 2011
Currency Exchange Loss:
Jan 23, 2013