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Samun, 51 years old, is a farmer who earns $1 per day. She is a single mother with three children, all of whom are studying. But two are studying and working at the same time, earning $14 per day in all.

Every month Samun has to spend $66 on food, $10 on electricity, and $35 on school fees. She would like to request a loan of $800 for school fees, $400 each for two of her children, to pay for their studies at the university.

She doesn’t have any plan for a new career because she is getting old and she doesn’t have any knowledge to do anything else.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Samun to pay for her children's school fees.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 10, 2011
Oct 25, 2011
Currency Exchange Loss:
Jul 24, 2012